Your credit score is constantly changing

Here is a scenario that happens all too frequently: A would-be home buyer applies online to obtain his all-important credit score. It comes back at a healthy 720, good enough to qualify for the best rate in the mortgage market. But then, when he applies for a loan with a local lender

Filed under: Credit Scores on October 28th, 2010 | Comments Off

Mortgage Rates Sink To New Low

Mortgage interest rates continued their descent into record territory this week, with the 30-year fixed-rate loan dropping to an average of 4.19% from 4.27% last week, Freddie Mac said Thursday.

Filed under: La Times on October 20th, 2010 | Comments Off

10 Reasons To Buy a Home

Enough with the doom and gloom about homeownership.

Sure, maybe there’s more pain to come in the housing market. But when Time magazine starts running covers that declare “Owning a home may no longer make economic sense,” it’s time to say: Enough is enough. This is what “capitulation” looks like. Everyone has given up

Filed under: Home Buying, Uncategorized on October 12th, 2010 | Comments Off